Let’s identify your investor risk profile.

There are a few different ways you can make investments that give your savings a boost or grow your wealth.  The first place to start is to identify your risk profile.  Investing is considered risky because there is uncertainty around how the investment will perform over the short and long term.  The risk scale will determine whether you are more of a conservative investor or an aggressive investor.

Once we have addressed your risk profile we can tailor your investment strategy to match that risk.  The most common types of investments are shares, managed funds, term deposits and property.  Let’s look at the different options for your savings and investments.


Shares also known as equities or stocks.  Buying shares makes you a shareholder in that business.  Shares are purchased on the stock exchange.  Profits from the business are paid in the form of dividends which can provide tax effective income to investors.


A managed fund means your money is pooled together with other investors.  The fund manager then invests on your behalf.  A managed fund can be an effective way to leverage the expertise and active management of a skilled fund manager, and also provide greater diversification.


A term deposit is the safest way to invest your money.  The idea is that you lock money in for a period of time at a higher interest rate than a regular transaction account.  There is usually a minimum deposit and penalties if you access the funds early.


An investment property is something most of us have heard of.  Buying and managing an investment property is quite costly.  However, they can also provide regular income and potential capital growth.  You can also invest in property trusts, reducing the amount of capital required at the onset.

Let’s put together an investment strategy

With your risk profile in mind we can help identify your ideal investment strategy, making sure you understand the types of investments in your portfolio and your options.  We will continually work with you and review your investments.  The overall aim is to put you on the road toward achieving your financial goals.