How do you envisage your retirement?
It’s important to give continued consideration to your superannuation and its overall purpose, your retirement.
Women in particular should be mindful of super. It is a well-known fact that most women retire with less in superannuation than men. Figures suggest it may be as much a half.
Consolidating multiple funds into the one that best suits your needs will save you on the fees and charges associated with each account. Salary sacrificing can be an effective tax saving strategy. While a self-managed super fund comes with control and additional benefits. Such as, when a business owner owns and has their business premises in a SMSF.
Nominating the beneficiaries of your superannuation fund is also important to do. Not sure if you have nominated the beneficiaries of your super fund? Check your latest statement and make it a priority on the ‘to-do’ list if you haven’t.
In the years leading up to retirement, we can work with you to establish your clear financial needs. Utilising your asset pool to help you achieve your ideal retirement goals.