WorkCover is an insurance policy that covers your employees should they become sick or injured. It assists them to pay for any treatments in recovery as well as loss of earnings.
If you are running your business in the legal structure of a sole trader or partnership you cannot register for WorkCover, this is why we recommend anyone who works in a high-risk industry to give themselves the added protection of operating their business as a company or trust.
If it’s perfectly fitting for you to run your business as a sole trader or partnership, we would recommend that you protect yourself with some sort of personal insurance. (click through to personal insurance in Advisory)