Safety + protection is priority.
WorkCover is an insurance policy that covers your employees, should they become sick or injured. It assists them to pay for any treatments while in recovery. As well as any loss of earnings.
If you are running your business as a sole trader or partnership, you cannot register for WorkCover. This is why we recommend certain legal structures to anyone working in a high-risk industry. Operating a business as a company or trust, gives the added protection of having that insurance in place.
Personal insurance for sole traders
It may be perfectly fitting to run your business as a sole trader or partnership. In which case, we would generally recommend that you protect yourself with personal insurance.